OK, so let us assume for the moment that $700,000,000,000 (hopefully that is 700-billion) and we have approximately 140,000,000 (140-million) taxpayers. So that is approximately $5,000 per taxpayer.
You say that financial institutions need to be able to borrow money to grease the system.
So, what the government does is ask each taxpayer where the government should deposit the taxpayers $5,000 "loan". Of course, since this is the taxpayers money anyway (at least it came off a USA printing press), after about five years or so of being locked away in a safe place such as a bank CD or savings account or wherever is considered safe these days - the taxpayer may then use the money as they see fit.
Past the "benefit" of greasing the skids, the $5,000 will look good on the balance sheets of all American Taxpayers. And, for an illegal immigrant that is a taxpayer, after five years the $5,000 may actually be money that could be used for education or whatever is necessary to become a legal citizen.
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